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Technology Company Insurance

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The Smith Insurance Agency/ technology company insurance

Technology Company Insurance
Provided By Our Agency

Imagine the possibilities! Whether you’re a technology product company with an idea, or IT Contractor, we’ve got your back. We understand all of the different risks that come along with developing new technologies and can help find the right coverage to keep you protected.

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General Liability Insurance
Commercial Property Insurance
Business Auto
Worker’s Compensation
Cyber Insurance

General liability insurance coverage

Risk Factors

Your client visits your data center and trips over a set of computer wires that were left out. As a result, the client sues your company for their medical expenses and lost wages.

Solution

Your general liability policy would cover the cost of medical expenses and the legal fees for the lawsuits.

Commercial property insurance coverage

Risk Factors

Your server was hacked. Since it was down, you had to halt your services. You need to repair it immediately and bring the server back up again.

Solution

Commercial Property Insurance would help you cover the damages and the loss incurred.

Business auto coverage

Risk Factors

If any of your company vehicles are involved in an accident, you have to pay for third-party bodily injury, property damage, or pollution clean-up.

Solution

Commercial Auto policy would cover any expense for the medical care of the other driver and the repair of their property.

Workers’ compensation coverage

Risk Factors

An employee experiences an electric shock while installing a new computer system, requiring hospitalization and significant time off.

Solution

Workers’ compensation would help pay for his medical bills and a portion of lost income while he recovers and is unable to work.

Cyber Insurance coverage

Risk Factors

Your office system got hacked, and personally identifiable information was stolen. So you had to hire a public relations firm to restore your brand image.

Solution

Cyber Insurance would cover any loss and pay for hiring a public relations firm.

What is Technology Company Insurance?

Technology Firm Insurance is a combination of different business insurance designed to respond to the particular risk management needs of tech companies, helping protect your facilities, employees, and business from disruption.

Different Types of coverage for Technology Companies

General liability insurance can protect your technology business from lawsuits for bodily injury or property damage.

Commercial property insurance covers where you do business and your tools, like computer equipment and office furniture.

Business income insurance helps replace lost income if you can’t run your business because of covered property damage, like a fire.

Some other coverages you must consider are:
  • Errors and omissions insurance

Errors and omissions insurance, also called professional liability insurance, protects your tech company when a client sues a mistake or oversight – whether or not it was your fault.

  • Cyber liability insurance

Cyber liability insurance pays for legal expenses, credit monitoring services, and other recovery costs if a data breach or cyberattack affects your company or your clients.

  • Workers’ compensation insurance

Workers’ comp covers medical costs for work injuries and illnesses. Almost every state requires employers to carry this policy.

  • Fidelity bonds

Fidelity bonds protect your tech company from financial loss if an employee commits fraud, theft, or forgery against a client or your business. Client contracts often require them.

What is the importance of Technology Company Insurance?

Technology firm owners should never underestimate the importance of technology insurance. It is essential protection for any business and will help them focus on growth without worrying about bumps in the road or financial concerns that come with it. To learn more, contact us today!

Already have Technology Company Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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The Smith Insurance
We extend coverage to individuals and businesses in Greenville, SC and surrounding areas.
219 N Pleasantburg Dr Greenville, SC 29607
864-233-8674
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